skip to Main Content
Johnstown, PA: 814.288.1544  |  Somerset, PA: 814.445.2030 |


27Feb 18

Emergency Funds: Why They’re Worth it

Emergency funds can be helpful for everyone. Any unexpected hit to your finances, and unanticipated illness or a natural disaster might all be reasons you may need money right away. What is an emergency fund? An emergency fund is designed…
read more
20Feb 18

Why Walking Away From Sunk Costs is the Best Option

Emotions make us human. They can also cause us to make rash decisions. Business owners and managers often let emotions dominate the decision-making process. This is especially true when choices are based on “sunk costs.” Why sunk costs can lead…
read more
13Feb 18

Time to go Through Your Tax Records? Consider This

Chances are you’re a little confused about what to keep and what to throw when it comes to tax and financial records. No worries. It’s time to sort through what you’ve got and keep only the important stuff. Here’s what…
read more
22Jan 18

Is Your Business Susceptible to Payroll Fraud?

Unless a small business owner handles all aspects of computing and paying payroll, there is room for fraud. Even if your company has only a few employees — it does not guarantee your funds will be safe. How payroll fraud…
read more
08Jan 18

Your Tax-Time Financial Review

Now is the perfect time to review your financial affairs. You have to gather information to prepare your tax return at this time. Why not take one more step and do something positive for the well-being of your wallet? The…
read more
26Dec 17

Is it Time to Update Your Beneficiary List?

It’s not uncommon to lose track of your beneficiaries, including which accounts have them, and who you designated. However, it is important to keep them current. Make your beneficiary designations a priority When you designate a beneficiary for an account,…
read more
19Dec 17

5 Year-End Tax Tips

The clock is ticking down to 2018 … but you still have a few weeks left to make some last-minute tax moves. Take a look at these five tips and save a little more this year. Check the amount of…
read more
12Dec 17

Your Business Year-End Health Check

Business owners and managers spend most of their time monitoring operations and dealing with everyday problems. But just as an annual checkup from your doctor helps monitor and manage your personal health, an annual checkup can do the same for…
read more
05Dec 17

The Holidays: A Time for Mistletoe and … Fraud?

It’s not surprising that identity thieves and con artists love the holidays. More shoppers, more deals and more buying motivation makes the season rife with opportunities to steal. But you don’t have to let the holiday spirit cloud your shopping…
read more
24Nov 17

Want to Give this Year? Here’s What you Need to Know

Giving on a yearly basis could trim both your estate and income taxes. First, there’s the annual exclusion for gifts. Currently, you can give $14,000 annually to any number of recipients without paying federal gift tax. Married couples can double…
read more
17Nov 17

4 Smart Money Lessons for Your Kids

Personal finance is often learned through experience. Fortunately, you can give your kids a hand-up on their journey to becoming financially responsible adults. Preschoolers and teenagers obviously have different financial concerns and abilities. But there are a few basic lessons…
read more
03Nov 17

Tax Reform: What is Proposed?

There is now a ton of media chatter about the recently introduced federal tax reform package being passed around in Washington, D.C. While it’s still early in the process, here are some of the key elements of the current proposal.…
read more
26Oct 17

Conquer Your Financial Clutter

Financial records are notorious for being messy. Bills, paycheck stubs, tax returns and bank statements have a way of getting tucked into random places. Luckily, there are a few pretty painless ways to organize your important documents. Put all your…
read more
19Oct 17

Employee Meals: 50 or 100 Percent Deductible?

Everyone loves a free meal – especially employees. However, your business tax return will be affected differently depending on the circumstances of the mealtime experience. While you can generally deduct only half the cost of meals related to your business…
read more
12Oct 17

Employer Company Stock: Risky or Worth it?

Employees often have too much of their employer’s company stock in their 401(k) or other retirement plan. That’s because employees tend to feel like they know their companies best. Here’s the problem: they may be overlooking the risks of having…
read more
05Oct 17

4 Smart Ways to Cut Business Costs

Keeping costs under control is crucial in today’s challenging business environment. Without a doubt, one of the quickest ways for a business to cut costs is through staff reduction. But cutting jobs is not always the best cost-cutting strategy. Drastic…
read more
Back To Top